Individuals

2. A Relevant Person should, in complying with Rule 8.3.1(1)(a), and adopting the RBA, obtain, verify and record, for every Customer who is a Natural Person, the following identification information in either documentary (hard copy) or electronic form:
a. true full name (or names) used;
b. date and place of birth;
c. nationality;
d. complete current permanent address, including all relevant details with regard to country of residence; and
e. telephone and email address.
3. Items 2a. to 2c. above should be obtained by sighting a current valid passport or, where a Customer does not own a passport, an official identification document which includes a photograph.
4. The following additional information may be requested depending on the facts and the nature and size of the transaction or the business relationship:
a. occupation or profession, name of employer and location of activity;
b. information regarding the nature of the business to be conducted;
c. information regarding the origin of the funds;
d. legal domicile or fiscal residence; and
e. information regarding the Source of Wealth or income.
5. The concept of domicile referred to at item 4d. above generally refers to the place which a Person regards as his permanent home and with which he has the closest ties or which is his place of origin.
6. The address of a prospective Customer should enable a Relevant Person to physically locate the Customer. If P.O. Box numbers are customary to a country, additional methods of physically locating the Customer should be applied.
7. Documentary evidence of identity:
a. current, signed passport;
b. current, signed ID card; or
c. other identification documentation that is customary in the country of residence, such as a driving licence, including a clear photograph of the prospective Customer.
8. A Relevant Person should ensure that any documents used for the purpose of identification are original documents.
9. Where personal identity documents, such as a passport, ID card or other identification documentation cannot be obtained in original form, for example because a Relevant Person has no physical contact with the Customer, the identification documentation provided should be certified as a true copy of the original document by any one of the following:
a. a registered lawyer;
b. a registered notary;
c. a chartered accountant;
d. a government ministry;
e. a post office;
f. a police officer; or
g. an embassy or consulate.
The individual or authority undertaking the certification should be contactable if necessary.

Where a copy of an original identification document is made by a Relevant Person, the copy should be dated, signed and marked with 'original sighted'.
10. Documentary evidence of address:
a. record of home visit;
b. confirmation from an electoral register search that a Person of such a name lives at that address;
c. tenancy agreement;
d. utility bill; or
e. local authority tax bill.