Financial soundness

3. In determining the financial soundness of the individual, the Fund Manager may have regard to any factors including, but not limited to, the following:
a. whether the individual is able to meet his debts as they fall due; or
b. whether the individual has been adjudged bankrupt, been the subject of a receiving or administration order, had a bankruptcy petition served on him, had his estate sequestrated, entered into a deed of arrangement (or any contract in relation to a failure to pay due debts) in favour of his creditors or, within the last 10 years, has failed to satisfy a judgement debt under a court order, whether in the U.A.E. or elsewhere.