COBS 19. PAYMENT SERVICES
- COBS 19.1 Application
-
COBS 19.2 Framework Contracts
- Guidance
- General information to be included in Framework Contracts
- Information provision during period of the Framework Contract
- Changes in contractual information
- Termination of a Framework Contract
- Information prior to execution of individual Payment Transaction under a Framework Contract
- Information for the Payer on individual Payment Transactions under a Framework Contract
- Information for the Payee on individual Payment Transactions under a Framework Contract
- Charges for information under a Framework Contract
- Common provisions: communication of information
- COBS 19.3 Low-Value Payment Instruments governed by a Framework Contract
- COBS 19.4 Single Payment Service Contracts
- COBS 19.5 Information required after the initiation of a Payment Order
- COBS 19.6 Disapplication of requirements for non-Natural Persons
- COBS 19.7 Safeguarding requirements
- COBS 19.8 Record keeping
- COBS 19.9 Payment Accounts and outsourcing of operational functions
- COBS 19.10 Authorisation of Payment Transactions
- COBS 19.11 Obligations of the Payment Service Provider in relation to Payment Instruments
- COBS 19.12 Payment Transactions where the transaction amount is not known in advance
- COBS 19.13 Requests for refunds of Money for Payment Transactions initiated by or through a Payee
- COBS 19.14 Execution of Payment Transactions
- COBS 19.15 Execution time and Credit Value Date
- COBS 19.16 Authentication
- COBS 19.17 Notification and rectification of unauthorised or incorrectly executed Payment Transactions
- COBS 19.18 Evidence on authentication and execution of Payment Transactions
- COBS 19.19 Payment Service Provider’s liability for unauthorised Payment Transactions
- COBS 19.20 Payer or Payee’s liability for unauthorised Payment Transactions
-
COBS 19.21 Non-execution or defective or late execution of Payment Transactions
- Incorrect Unique Identifiers
- Non-execution or defective or late execution of Payment Transactions initiated by the Payer
- Non-execution or defective or late execution of Payment Transactions initiated by the Payee
- Non-execution or defective execution of Payment Transactions initiated through a Payment Initiation Service Provider
- Liability of Payment Service Provider for charges and interest
- COBS 19.22 Dispute resolution
- COBS 19.23 Risk mitigation and Reporting