22. Agreements made through non-Authorised Persons
(1) An Agreement that —
(a) is made by an Authorised Person (the "Provider") in the course of carrying on a Regulated Activity (not in contravention of the General Prohibition); and
(b) is made in consequence of something said or done by another person (the "Third Party") in the course of a Regulated Activity carried on by the Third Party in contravention of the General Prohibition;
is unenforceable against the other party.
(2) The other party is entitled to recover —
(a) any money or other property paid or transferred by him under the Agreement; and
(b) compensation for any loss sustained by him as a result of having parted with it.
(3) This section does not apply if the Regulated Activity is Accepting Deposits.