COBS 7.4.1

Past version: effective from 21/10/2015 - 20/10/2015
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An Insurer or Insurance Intermediary must explain to a Client:

(a) the Client's duty to disclose all circumstances material to the insurance both before the insurance commences and during the continuance of the policy; and
(b) the consequence of any failure by the Client to make such disclosures.